LEXUS FINANCIAL SERVICES

At Lexus on the Park, we make purchasing or leasing your Lexus simple and stress-free. Whether you’re ready to drive home in a new or pre-owned Lexus, we offer a variety of lease and finance options designed to suit your lifestyle and budget. Deciding whether to finance or lease depends on several factors, and we’re here to help guide you through the process. At Lexus on the Park, we’re committed to making your ownership experience seamless, convenient, and tailored just for you.

Lease vs Finance – Which Is Right for You?

Lexus Smart Lease

Flexible Financing Options

Extended Warranty Coverage

Lexus Tire & Rim Road Hazard Coverage

Limited Debt Waiver (LDW) – Loan Protection

Limited Debt Waiver (LDW) – Lease Protection

Both options offer flexibility and premium ownership — the right choice depends on your lifestyle, driving habits, and long-term goals.

Leasing is ideal for drivers who enjoy upgrading to a new Lexus every 3–4 years, prefer lower monthly payments, and value having access to the latest technology and safety features while benefiting from warranty coverage for most of their driving term. It also offers a simple return-and-upgrade process and works best for those with predictable annual driving kilometres. Financing, on the other hand, is well suited for clients planning to keep their Lexus long term, drive higher annual kilometres, and build equity toward full ownership. It provides the flexibility of no usage restrictions, allows for vehicle customization, and offers long-term cost efficiency. Still unsure which option is right for you? Our team can create a personalized payment comparison based on your driving habits, budget, and goals — helping you choose the solution that best fits your lifestyle.

Drive with confidence. Enjoy complete peace of mind.

The Smart Lease program includes factory-scheduled maintenance performed by Academy-trained Lexus technicians using genuine Lexus parts, with service available at any authorized Lexus dealership across Canada. You’ll receive a 3-Year/48,000 km Maintenance Service Program featuring comprehensive multi-point inspections, engine oil and filter replacement, lubrication of locks, latches, and hinges, brake and tire checks, fluid top-ups, battery inspections, steering and suspension assessments, and full safety and performance evaluations. With no out-of-pocket costs for covered maintenance and nationwide dealership support, Smart Lease allows you to drive confidently throughout your lease term and at the end of your lease. To further protect your vehicle, Wear Pass options help safeguard against unexpected charges. The Standard Wear Pass provides coverage up to $7,500 for excess wear and tear, while Wear Pass Plus offers enhanced protection up to $10,000 throughout your lease term and at lease-end. Coverage includes paintless dent repair, windshield repair or replacement, headlight, taillight, and fog light repair or replacement, interior rip and tear repairs, key replacement, and additional protections — helping you enjoy your Lexus completely worry-free.

Lexus offers a range of flexible financing solutions to make owning your vehicle easier than ever.

Through Lexus Financial Services, take advantage of competitive promotional rates, flexible terms to suit your budget, and open loan options that can be tailored to include maintenance and warranty packages. In addition, our partnerships with major lending institutions provide access to leading banks, extended financing terms, competitive market rates, and customized payment structures — ensuring a solution that fits your financial needs and lifestyle.

Comprehensive protection beyond the factory warranty.

This program safeguards advanced technology components, infotainment and navigation systems, hybrid system components (where applicable), electrical systems and control modules, and major mechanical components. Additional benefits include 24/7 roadside assistance, emergency towing, battery boost service, lock-out assistance, and trip interruption coverage where applicable. Complimentary factory-scheduled maintenance is also included for up to 3 years or 48,000 km, helping you maintain peak performance with no out-of-pocket costs for covered services. With protection from costly repair bills, peace of mind for complex modern vehicle technology, and transferable coverage that can enhance resale value, the Extended Warranty helps you drive your Lexus with complete confidence.

Protection against unexpected road damage.

Coverage includes repair or replacement of tires and rims damaged by nails, potholes, glass, or other road debris, as well as protection for sudden and accidental road hazard incidents. This coverage helps you avoid costly tire and wheel replacements while maintaining the safety and performance of your Lexus.

Gain added financial security in the event of a total loss or theft .

This coverage helps pay some or all of the difference between your insurance settlement and the remaining balance on your loan, waives up to $50,000 of outstanding loan balance, and covers up to $1,000 of your primary insurance deductible. Available on loan terms up to 84 months, it also includes a loyalty benefit: a $2,000 credit toward the finance or lease of a replacement Lexus through Toyota Credit Canada Inc. This protection safeguards you from negative equity, prevents unexpected financial shortfalls, and helps you get back into a Lexus quickly and confidently.

Confidence and financial protection throughout your lease.

Lexus Lease Protection provides added financial security in the event of a total loss or theft by covering negative equity, waiving up to $10,000 of your remaining lease balance, and protecting against unexpected financial shortfalls after your insurance settlement. Available for eligible Lexus lease terms, it also covers up to $1,000 of your primary insurance deductible where applicable. As a loyalty benefit, you’ll receive a $2,000 credit toward the lease or finance of a replacement Lexus through Toyota Credit Canada Inc. This coverage helps you avoid large out-of-pocket costs, enjoy peace of mind throughout your lease term, and return to a new Lexus quickly and seamlessly, with protection built directly into your lease structure.

Both options offer flexibility and premium ownership — the right choice depends on your lifestyle, driving habits, and long-term goals.

Both options offer flexibility and premium ownership — the right choice depends on your lifestyle, driving habits, and long-term goals.

Leasing is ideal for drivers who enjoy upgrading to a new Lexus every 3–4 years, prefer lower monthly payments, and value having access to the latest technology and safety features while benefiting from warranty coverage for most of their driving term. It also offers a simple return-and-upgrade process and works best for those with predictable annual driving kilometres. Financing, on the other hand, is well suited for clients planning to keep their Lexus long term, drive higher annual kilometres, and build equity toward full ownership. It provides the flexibility of no usage restrictions, allows for vehicle customization, and offers long-term cost efficiency. Still unsure which option is right for you? Our team can create a personalized payment comparison based on your driving habits, budget, and goals — helping you choose the solution that best fits your lifestyle.

Drive with confidence. Enjoy complete peace of mind.

Drive with confidence. Enjoy complete peace of mind.

The Smart Lease program includes factory-scheduled maintenance performed by Academy-trained Lexus technicians using genuine Lexus parts, with service available at any authorized Lexus dealership across Canada. You’ll receive a 3-Year/48,000 km Maintenance Service Program featuring comprehensive multi-point inspections, engine oil and filter replacement, lubrication of locks, latches, and hinges, brake and tire checks, fluid top-ups, battery inspections, steering and suspension assessments, and full safety and performance evaluations. With no out-of-pocket costs for covered maintenance and nationwide dealership support, Smart Lease allows you to drive confidently throughout your lease term and at the end of your lease. To further protect your vehicle, Wear Pass options help safeguard against unexpected charges. The Standard Wear Pass provides coverage up to $7,500 for excess wear and tear, while Wear Pass Plus offers enhanced protection up to $10,000 throughout your lease term and at lease-end. Coverage includes paintless dent repair, windshield repair or replacement, headlight, taillight, and fog light repair or replacement, interior rip and tear repairs, key replacement, and additional protections — helping you enjoy your Lexus completely worry-free.

Lexus offers a range of flexible financing solutions to make owning your vehicle easier than ever.

Lexus offers a range of flexible financing solutions to make owning your vehicle easier than ever.

Through Lexus Financial Services, take advantage of competitive promotional rates, flexible terms to suit your budget, and open loan options that can be tailored to include maintenance and warranty packages. In addition, our partnerships with major lending institutions provide access to leading banks, extended financing terms, competitive market rates, and customized payment structures — ensuring a solution that fits your financial needs and lifestyle.

Comprehensive protection beyond the factory warranty.

Comprehensive protection beyond the factory warranty.

This program safeguards advanced technology components, infotainment and navigation systems, hybrid system components (where applicable), electrical systems and control modules, and major mechanical components. Additional benefits include 24/7 roadside assistance, emergency towing, battery boost service, lock-out assistance, and trip interruption coverage where applicable. Complimentary factory-scheduled maintenance is also included for up to 3 years or 48,000 km, helping you maintain peak performance with no out-of-pocket costs for covered services. With protection from costly repair bills, peace of mind for complex modern vehicle technology, and transferable coverage that can enhance resale value, the Extended Warranty helps you drive your Lexus with complete confidence.

Protection against unexpected road damage.

Protection against unexpected road damage.

Coverage includes repair or replacement of tires and rims damaged by nails, potholes, glass, or other road debris, as well as protection for sudden and accidental road hazard incidents. This coverage helps you avoid costly tire and wheel replacements while maintaining the safety and performance of your Lexus.

Gain added financial security in the event of a total loss or theft .

Gain added financial security in the event of a total loss or theft .

This coverage helps pay some or all of the difference between your insurance settlement and the remaining balance on your loan, waives up to $50,000 of outstanding loan balance, and covers up to $1,000 of your primary insurance deductible. Available on loan terms up to 84 months, it also includes a loyalty benefit: a $2,000 credit toward the finance or lease of a replacement Lexus through Toyota Credit Canada Inc. This protection safeguards you from negative equity, prevents unexpected financial shortfalls, and helps you get back into a Lexus quickly and confidently.

Confidence and financial protection throughout your lease.

Confidence and financial protection throughout your lease.

Lexus Lease Protection provides added financial security in the event of a total loss or theft by covering negative equity, waiving up to $10,000 of your remaining lease balance, and protecting against unexpected financial shortfalls after your insurance settlement. Available for eligible Lexus lease terms, it also covers up to $1,000 of your primary insurance deductible where applicable. As a loyalty benefit, you’ll receive a $2,000 credit toward the lease or finance of a replacement Lexus through Toyota Credit Canada Inc. This coverage helps you avoid large out-of-pocket costs, enjoy peace of mind throughout your lease term, and return to a new Lexus quickly and seamlessly, with protection built directly into your lease structure.